Prevention is better than cure, so driving school insurance is quite important and it’s more important for new drivers. The driving school insurance is different from standard car insurance.
- The Standard car is for your private use, but driving school cars are for business use i.e. for giving driving tuitions to others. In basic policy less number of accidents is included ($5000) and in other policy more number of accidents is included ($10000).
- The insurance of standard cars is less expensive than cars under driving school insurance. As it’s difficult for a fresher (new to driving school) to drive a car safely so there is more certainty of car damage and more over a driving instructor requires a number of additional covers not included as a standard part of a private motor insurance policy. In case of driving school cars chances of damage is more than standard cars as it has been used by number of learners and they are new to this field so that’s why chances of damaging is more so it is more important in case of driving school cars to apply for replacement policies as chances of accidents are more.
- In case of driving school cars there are a number of features as compare to standard cars as there are dual controls so insurance policies are different and more expensive than standard cars. Some driving insurance policies (in case of driving car insurance) also allow you to teach people off the road who are 14 years old or more than this age. Driving school cars have modified features as compare to standard cars, that’s one of the reasons that why the insurance of these cars is expensive.
- The driving insurance policy can be divided into 2 categories depending on their past driving records. Drivers having a clean record can apply for standard car insurance but the drivers who fall outside the low risk category can claim the non-standard car insurance.